The First of the Month Blues!!!!!!!

I have decided that the middle of the month seems to be my happy place.  Well, what I mean is that it is the least financially stressful time of my life as a business owner.  God knows, everything else crazy can happen during those times such as a cook saying “adios” or a crazy person finding you on the Internet and then not taking the hint until it turns into a fiasco.  Can you say “FREAK”?  Yup, the middle of the month is when I can breathe for a minute, kinda get my head back on straight and then wait for the chaos to come back into my financial brain.

I just got back from a long weekend to get away from it all.  Probably the last one I will get for the next few months, as I will be ending an era with my first restaurant.  I took off in hopes of not worrying about anything, but really that is just a bunch of bullshit.  If anyone has found the secret to escape, please fill me in.  I think about the finances of my three companies, well, pretty much all of the time.  I swore when I got back from the trip that I would wait until Monday to check all the account balances.  Look, I had the best intentions, but realistically, I just feel like when this computer is taunting me, I need to check out what is up!  Is this a good thing????? NO, but if I didn’t have that neurotic trait I would definitely have bounced alot of checks over the last year.  So, as they say, “It is what it is!”

I have to say that before the recession hit, this was never an issue.  I totally kept track of where I was on my checkbook ledger……..something I haven’t been so good at since I have figured out online banking, but I really never worried about money.  That’s not entirely true, I did worry about how much I could blow at the casino, or a remodel I wanted to do, or a house I wanted to buy……. Way different stresses than making sure you have enough money to pay your staff and vendors.  That was just life then and now, as most of us know, shit has changed!!!!!!!!!!!!!!!

So, I crawled out of bed a bit timidly today, knowing that there really wasn’t gonna be a bunch of cash in any of the accounts and already thinking….even before my first cup of coffee, where I was going to be transferring things  from to make it all work.  You see Mondays kinda suck already, because if you are a business owner and accept credit cards, you know, no cash shows up into our account from weekend sales until Tuesday…OUCH!  Let’s throw in the beginning of the month credit card charges for the use of that fine credit from our customers, end of quarter taxes for labor and industries and B & O taxes…….I live in the state of Washington.  They so love to get us little “itty bitty” businesses.  Oh, I forgot that payroll just landed on the last weekend of the month.  Jesus, why the hell did I get out of bed today?  I could have just stayed in my yummy bed with my favorite 600 thread count sheets and chosen to not deal with it.  But, alas, that is not my genetic make up.  My Mom is German and I was always raised to face the damn day.

So,  took care of any disasters that could happen with the business checking accounts first thing.  A little transfer here, a little transfer there and my day had started.  I asked a very wise friend today, “why the hell does this crap keep happening?”  He told me I needed to get over the question “why.”  He also said something that jolted me back to reality from the pit I had chosen to dive head first in to.  He asked, very gently, I might add, “You know you will make it through all of this, right?”   As I was crying, I stopped for a second and realized he was right.  I mean, I never really thought I won’t get through this crappy time in history, I just have been really annoyed by the whole thing.  I might have had a couple of pity parties for myself, but I can flip it around in about two seconds flat.  I still have perfect credit, I am still worth a pretty good penny, I still have two gorgeous roofs over my head.  I have great friends, a great Mom and Rent-a Dad, and a  great support system.  I am alive, I fought another day.  The credit card companies keep sending me amazing deals.  Hell, I can transfer debt back and forth for years, if need be.  I guess this energy of craziness is just in my blood, but I would be lying to you if I told you that I can deal with this kind of blood forever. I see huge changes in my life, and all I can say is that I am ready for a little less stress!  Bring it on UNIVERSE!!!!!!!


29 Responses to “The First of the Month Blues!!!!!!!”

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    Thank you so much. I feel like there is just not enough out there for the small business owner, and my guess is my thoughts and issues are similar to many! Thanks for taking the time to leave a note! K

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